Refinance / Equity Loan
Information Form

Instructions

• PLEASE NOTE: iLoans currently accepts loan applications for loans only in California and  Nevada.
• Use this form to find the best Refinancing or Equity Loan for you.
• When finished, click the [Submit] button below.
• Call 800-We-Loan-M-oney -- 800-935-6266 X 100 if you are unable to complete this online form. If you would rather apply over the phone or have any questions, call us as well.

Contact Information

Borrower's Name


Your Home Address


City, State, Zip Code, County


Home Phone


Work Phone
  ext. 

Fax


E-mail

 

Purpose of Loan

I want to Refinance
I want a Second Mortgage Loan
I want a Home Equity Line of Credit

Purpose of Refinance / Equity Loan

Lower my interest rate
Lower my monthly payments
Convert to fixed rate
Lowest adjustable rate
Balloon payment has become due
Consolidation
Home improvement
Cash out
Other: 

Borrower Information(Primary Borrower Only)
Gross Monthly Income	Social Security Number
Age or Date of Birth	Are you self employed? Yes  No
Company you work for	Job title
How long at this job?	Work Phone Number	Work FAX
How long in this type of work?


 
 

Co-Borrower Information
Co-Borrower's Name	Social Security Number
Gross Monthly Income	Age or Date of Birth
Are you self employed? Yes  No	Company Co-Borrower works for
Job title	How long at this job
Co-Borrower's work phone	Work FAX
How long in this type of work?

Liquid Assets

Cash in bank

Financial institution's name

Cash in another bank

Financial institution's name


Stock/Bonds

Financial institution's name or stock's name

Other Stock/Bonds

Financial institution's name or stock's name

 
 

Property Information
 

Property Address, City, State (if owner occupied leave this blank)
Year Purchased	Purchase Price	Property Value
1st Mortgage Balance	1st Mortgage Payment	Current Interest Rate
Does payment include property taxes and insurance?  Yes No
1st Mortgage Holder		Loan Number
2nd Mortgage Balance (if any)	2nd Mortgage Payment
2nd Mortgage Holder		Loan Number
Month/Year 2nd Mortgage was taken: (MM/YY)

If owned for less than one year, did you own another property before this?

Yes       If yes, for how long: From:    To: 
No

If you are applying for a equity loan, is your first mortgage  fixed or  adjustable?

If adjustable, does it have negative amortization?  Yes  No


Insurance Information

Homeowner's Insurance Company


Homeowner's Insurance Agent's Name


Insurance Agent's Phone


Policy number (if available)

 

Income / Obligation Information

Annual household income: $

Total money owed on all of your Credit Cards: $

Total approximate monthly payments on all your Credit Cards:
$

Will all or any of the Credit Card balances be paid off with the proceeds from the new loan?

Yes
If yes, total of all Credit Cards balances remaining after the new loan.
$

If yes, total monthly payments remaining on your Credit Cards after the new loan:
$

No

Total balance owed on all automobile / motor vehicle loans:
$

Total monthly payments on all automobile / motor vehicle loans:
$

Will all or any of the automobile / motor vehicle loan balances be paid off with the proceeds from the new loan?

Yes
If yes, total balance of all automobile / motor vehicle loans remaining after the new loan.
$

If yes, total monthly payments of all automobile / motor vehicle loans remaining after the new loan.
$

No

Do you know your Debt Ratios? (You can calculate your debt ratios by using our onilne Buying Power or Prequalify calculators). Fill in the ratios if you know them or otherwise leave it blank. Citicredit is going to calculate the debt ratios anyway. 


Note: We can fund loans with high debt ratios and no income verification.
 

Credit Information

How is your credit history?

Super A
Fair
I have minor credit problems
I have major credit problems (Please explain below)

Do you know your credit score?

Yes
 

FICO Score:	Borrower's:	Co-Borrower's:
Beacon Score:	Borrower's:	Co-Borrower's:
Empirica Score:	Borrower's:	Co-Borrower's:

No I do not know my credit score(s).

I authorize Citicredit to check my credit.

 


Type of Loan Requested

Fixed Rate
Adjustable Rate

Other Loan Program  (e.g., 2, 3, 5, 7 or 10 year Fixed)


I would like to pay:
Zero points
1 point
2 points
I want a Zero point Zero cost loan 

Loan amount desired:$