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Home Mortgages Mortgages for all credit & income situations
 
 
 
 

Purchase Money Loan
Information Form
 

    Instructions

    • PLEASE NOTE: iloans currently only accepts loan applications for loans in California and Nevada only.
    • Use this form to find the best Purchase Money Loan for you.
    • When finished, click the [Submit] button below.
    • Call 800-We-Loan-M-oney -- 800-935-6266 X 100 if you are unable to complete this online form. If you would rather apply over the phone or have any questions, call us as well.

    Contact Information

    Borrower's Name

    Your Home Address

    City, State, Zip Code, County

    Home Phone

    Work Phone
          ext.

    Fax

    E-mail

     
     
     
    Purchase Price:    $

    Down Payment:

       $

    Loan Amount:

       $

     
     
    Borrower Information(Primary Borrower Only) 
    Gross Monthly Income
    Social Security Number
    Age or Date of Birth
    Are you self employed?
    Yes  No
    Company you work for
    Job title
    How long at this job?
    Work Phone Number
    Work FAX
    How long in this type of work?

     
     
    Co-Borrower Information
    Co-Borrower's Name
    Social Security Number
    Gross Monthly Income
    Age or Date of Birth
    Are you self employed?
    Yes  No
    Company Co-Borrower works for
    Job title
    How long at this job
    Co-Borrower's work phone
    Work FAX
    How long in this type of work?

    Liquid Assets

    Cash in bank

    Financial institution's name

    Cash in another bank

    Financial institution's name

    Stock/Bonds

    Financial institution's name or stock's name

    Other Stock/Bonds

    Financial institution's name or stock's name

     
     

    Property Information
     
    Subject Property Address, City, State (if known)
    Do you own a home now?  Yes No 
       
      If yes, fill in the mortgage information below labeled in *blue
    *Year Purchased
    *Purchase Price
    *Property Value
    *1st Mortgage Balance
    *1st Mortgage Payment
    *Current Interest Rate
    *Does payment include property taxes and insurance? Yes No
    *1st Mortgage Holder
    *Loan Number
    *2nd Mortgage Balance

    (if any)
    *2nd Mortgage Payment
    *2nd Mortgage Holder
    *Loan Number
    *Month/Year 2nd Mortgage was taken: (MM/YY) 
    *Are you going to convert this home to a rental or sell it?
    convert to a rental  sell

     

    Insurance Information

    Homeowner's Insurance Company

    Homeowner's Insurance Agent's Name

    Insurance Agent's Phone

    Policy number (if available)

     

    Income / Obligation Information

    Annual household income: $

    Total money owed on all of your Credit Cards: $

    Total approximate monthly payments on all your Credit Cards:
    $

    Will all or any of the Credit Card balances be paid off with the proceeds from the new loan?

      Yes
        If yes, total of all Credit Cards balances remaining after the new loan.
        $

        If yes, total monthly payments remaining on your Credit Cards after the new loan:
        $

      No
    Total balance owed on all automobile / motor vehicle loans:
    $

    Total monthly payments on all automobile / motor vehicle loans:
    $

    Will all or any of the automobile / motor vehicle loan balances be paid off with the proceeds from the new loan?

      Yes
        If yes, total balance of all automobile / motor vehicle loans remaining after the new loan.
        $

        If yes, total monthly payments of all automobile / motor vehicle loans remaining after the new loan.
        $

      No
    Do you know your Debt Ratios? (You can calculate your debt ratios by using our onilne Buying Power or Prequalify calculators). Fill in the ratios if you know them or otherwise leave blank and iLoans will be happy to calculate your debt ratios for you.

    Note: We can find loans with high debt ratios and no income verification.
     

    Credit Information

    How is your credit history?

    * Too many credit inquiries affect your credit score adversely. This is all the more reason to let a professional independent company like iLaons do the mortgage shopping for you with just one credit report. If you want us to check your credit and credit score, check off the authorization box below. We can help you either way. However, it is lot faster and easier if we know what your credit and credit score is. In that case we do not waste any time and go directly to the right lenders and find you the lender with the lowest rate and best loan terms for your kind of credit. 

    Super A
    Fair
    I have minor credit problems
    I have major credit problems (Please explain below)

    Do you know your credit score?

      Yes
         
        FICO Score: Borrower's:
        Co-Borrower's:
        Beacon Score: Borrower's:
        Co-Borrower's:
        Empirica Score: Borrower's:
        Co-Borrower's:
      No I do not know my credit score(s).
       

        I authorize iLoans or its assignee to check my credit and credit score.
      ( NOTE: YOU MUST PROVIDE YOUR SOCIAL SECURITY NUMBER IN ORDER FOR US TO CHECK YOUR CREDIT SCORE )

        Social Security Number (required if you want us to check your credit score)


    Type of Loan Requested

    Fixed Rate
    Adjustable Rate

    Other Loan Program  (e.g., 2, 3, 5, 7 or 10 year Fixed)

    I would like to pay:
    Zero points
    1 point
    2 points
    I want a Zero point Zero cost loan 

    Loan amount desired: $
     
     

   
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Saratoga Bancorp | 301 Los Gatos Saratoga Road, Ste. A, Los Gatos, CA. 95030
email: amar@saratogabancorp.com | Phone 800-We-Loan-M-oney -- 800-935-6266 X 100 or 408-219-3196 | Fax 408-516-8405
Saratoga Bancorp is licensed by the California Dept of Real Estate | License #01220326
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